Areas I cover from Market Harborough.

I'm Jon Sternal. Sternal Finance is based at 47 Northampton Road, Market Harborough, LE16 9HB. I work from here, and I visit clients locally. The published hours are Monday to Friday, 9:30am to 7pm, and Saturday, 8am to 5pm. You can reach me on 07917 390805, or at [email protected].

The books live in cloud software. Most clients are on Xero, and Sternal Finance is a Xero partner. QuickBooks is supported where that is already the ledger, and you keep the subscription. A visit is for the conversation. The ledger does not have to sit in a particular town, and the month-end close is still delivered by the 10th of the following month. I'm CIMA qualified (ACMA CGMA). The four retainers, from bookkeeping at £150 a month excluding VAT to a fractional finance director at £1,800, are listed under packages.

Market Harborough is home. Bookkeeping, VAT returns and Making Tax Digital for Income Tax each have their own page, because they are different pieces of work. Kibworth and the rest of the Harborough district are not a different service and not a different price list. Starter bookkeeping is still from £150 a month excluding VAT. Foundation, the recommended starting point when the filings sit with the books, is still £250 a month excluding VAT.

I do not keep a village-by-village scope. On a local visit I look at turnover, how many transactions go through the bank, which software you already use, and whether you need the books only or the VAT return as well. Payroll is a separate add-on, quoted individually, and the price depends on the complexity of the business. There is no fixed payroll fee.

Lutterworth is in Leicestershire, a county I already serve. There is no Lutterworth retainer. If you want the bank reconciled and a profit and loss you can read, that is Starter bookkeeping. If the quarterly VAT return should be included, Foundation is the closer fit. On Starter the return is quoted individually. Catch-up bookkeeping, where the file is behind, is quoted after a conversation.

Corby is in Northamptonshire, the other county I serve, along with Leicestershire and clients elsewhere in the UK. The VAT return is still prepared from a reconciled ledger. Making Tax Digital for VAT has applied since April 2022, and Making Tax Digital for Income Tax is the separate regime for sole traders and landlords. I do not publish a Corby fee that differs from the retainers.

I visit clients locally. I do not publish a mileage limit. On the free call I can talk with you about whether a visit is a sensible way to start, or whether the cloud ledger is enough. Statutory audit is not offered. Personal tax is taken on where the affairs are straightforward, and referred where they are not.